What is an SWP calculator?
An SWP calculator estimates how much cash can be withdrawn regularly from an invested corpus while the remaining amount continues to grow.
SWP calculator
Estimate systematic withdrawal plan cash flow, remaining corpus, and withdrawal sustainability for India-focused income planning.
This SWP estimate applies growth monthly and then deducts the withdrawal amount, so you can compare cash-flow sustainability against corpus longevity.
How this SWP calculator helps
This calculator is useful when you want to turn an accumulated corpus into a regular monthly cash flow while still keeping part of the portfolio invested.
It is especially relevant for retirement income planning, secondary income planning, and comparing whether a target withdrawal rate looks sustainable.
How to read the SWP result
Focus on total withdrawn, remaining corpus, growth earned, and whether the corpus gets exhausted during the selected period. Those together tell a much better story than the withdrawal amount alone.
If the corpus runs out too early, reducing withdrawal or using a more conservative duration assumption can help stress-test the plan.
Frequently asked questions
Who should use an SWP calculator?
It is useful for retirees, people creating passive cash flow from investments, or anyone comparing income withdrawal against corpus longevity.
What does corpus exhaustion mean?
Corpus exhaustion means the selected withdrawal amount is high enough that the investment pool runs out before the full selected time period ends.